Chase Freedom 5% Categories

The Chase Freedom credit card offers 5% cash back in certain purchasing categories, but those categories change each calendar quarter. (Note that you get the 5% on up to $1500 in combined purchases in the 5% categories each quarter, and that you must “activate” those categories in your account each quarter.) Below you’ll find information on the current Chase Freedom 5% categories:

From January 1, 2018 until March 31, 2018, Chase Freedom cardholders can earn 5% cash back on:

  • Gas station purchases
  • Internet, cable, and phone services
  • Purchases made with your Chase Freedom card through Chase Pay, Android Pay, Apple Pay, and Samsung Pay digital wallets.

The remaining schedule of 5% categories for 2018 had not been announced as of January 11, 2018. You can always check on the current 5% categories at